Payments on the Website
While availing any of the payment method/s available on the Website, We will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to lack of authorization for any transaction/s, or exceeding the preset limit mutually agreed by You and between “Bank/s”, or any payment issues arising out of the transaction, or decline of transaction for any other reasons.
All payments made against the purchases or services on Website by you shall be compulsorily in Indian Rupees acceptable in the Republic of India. Website will not facilitate transaction with respect to any other form of currency with respect to the purchases made on Website. Before completing the order, We may request you to provide supporting documents,including but not limited to Govt. issued ID and address proof to establish the ownership of the payment instrument used by you for your purchase. This is done in the interest of providing a safe online shopping environment to Our Users.
Transactions, Transaction Price and all commercial terms such as Delivery of Services, are as per principal to principal bipartite contractual obligations between Buyer and Us and payment facility is merely used by the Buyer and Us to facilitate the completion of the Transaction. Use of the payment facility shall not render TMGURU LLP, its subsidiaries or its service providers liable or responsible for the breach of representations and warranties, non-provision of after sales or warranty services or fraud as regards the products and /or services listed on TMGURU LLP.
You understand, accept and agree that the payment facility provided by TMGURU LLP, its subsidiaries or its service providers is neither a banking nor financial service but is merely a facilitator providing an electronic, automated online electronic payment, receiving payment through collection and remittance facility for the Transactions on the TMGURU LLP Website using the existing authorized banking infrastructure and Credit Card payment gateway networks. Further, by providing Payment Facility, TMGURU LLP, its subsidiaries or its service providers are neither acting as trustees nor acting in a fiduciary capacity with respect to the Transaction or the Transaction Price.
Payment Terms for Buyers
As a Buyer, You understand that –
upon initiating a Transaction You are entering into a legally binding and enforceable contract for services from TMGURU LLP using the Payment Facility, and You shall pay the Transaction Price through Your Issuing Bank to Seller using Payment Facility.
You agree with TMGURU LLP through electronic communication and electronic records and using the automated features as may be provided by Payment Facility on any extension / increase in the Delivery time and the Transaction shall stand amended to such extent. Any such extension / increase of Dispatch / Delivery time or subsequent novation / variation of the Transaction should be in compliance with Payment Facility Rules and Policies.
You shall electronically notify Payment Facility using the appropriate TMGURU LLP Website features immediately upon payment failure or debit from account for non-confirmed order within 24 hours. Non-notification by You within the time period specified in the Policies shall be construed as non-credit in respect of that Transaction. You shall be entitled to claim a refund of the Transaction Price, as Your sole and exclusive remedy, in case You do not receive the conformation within the time period agreed in the Transaction or within the time period as provided in the Policies or within 30 business days, whichever is earlier. In case you do not raise a refund claim using Website features within the stipulated time, You will be ineligible for a refund.
The Payment Facility may not be available in full or in part for certain category of products and/or services and/or Transactions as mentioned in the Policies and hence You may not be entitled to a refund in respect of the Transactions for those products and /or services. Except for Cash transactions, refund, if any, shall be made at the same Issuing Bank from where Transaction Price was received.For Cash transactions, refunds, if any, will be made via NEFT transfer in favour of the Buyer, as per registration details provided by the Buyer. Refund shall be made in Indian Rupees only and shall be equivalent to the Transaction Price received in Indian Rupees.For electronics payments, refund shall be made through payment facility using NEFT / RTGS or any other online banking / electronic funds transfer system approved by Reserve Bank India (RBI).
TMGURU LLP, its affiliates or service providers reserve the right to impose limits on the number of Transactions or Transaction Price which TMGURU LLP may receive from on an individual Valid Credit/Debit/ Cash Card / Valid Bank Account/ and such other infrastructure or any other financial instrument directly or indirectly through payment aggregator or through any such facility authorized by Reserve Bank of India to provide enabling support facility for collection and remittance of payment or by an individual Buyer during any time period, and reserves the right to refuse to process Transactions exceeding such limit.
Buyer’s arrangement with Issuing Bank
All Valid Credit / Debit/ UPI/ and other payment instruments are processed using a Credit Card /EMI payment gateway or appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between the Buyer and the respective Issuing Bank and payment instrument issuing company.
All Online Bank Transfers from Valid Bank Accounts are processed using the gateway provided by the FAST Bank which support Payment Facility to provide these services to the Users. All such Online Bank Transfers on Payment Facility are also governed by the terms and conditions agreed to between Buyer and the respective Issuing Bank.
Compliance with Laws
Buyer and Seller shall comply with all the applicable laws (including without limitation Foreign Exchange Management Act, 1999 and the rules made and notifications issued there under and the Exchange Control Manual as may be issued by Reserve Bank of India from time to time, Customs Act, Information and Technology Act, 2000 as amended by the Information Technology (Amendment) Act 2008, Prevention of Money Laundering Act, 2002 and the rules made thereunder, Foreign Contribution Regulation Act, 1976 and the rules made there under, Income Tax Act, 1961 and the rules made there under, Export Import Policy of government of India) applicable to them respectively for using Payment Facility and TMGURU LLP website.
Trademark, Copyright and Restriction
This site is controlled and operated by TMGURU LLP and all content on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights. Material on Website is solely for Your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by email or other electronic means and whether directly or indirectly and You must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other website or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which You receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause. You can write to TMGURU LLP at email@example.com if You feel that Your Trademark has been infringed.
Limitation of Liability
Please contact us at firstname.lastname@example.org for any questions or comments.